What services can you provide?
We provide our clients with the following services:-
In my occupation, what can I claim for?
The following are summary outlines of some of the deductions you may be able to claim for specific industry occupations:
What are the changes made to the Education Tax Refund? How much will I receive and how can I calim it?
The Australian Government announced in the 2012 Budget that the Education Tax Refund (ETR) would be replaced by a new payment called the Schoolkids Bonus.
Can a tax depreciation schedule increase my investment return?
The answer in the majority of cases is yes. A Tax Depreciation Schedule can reduce an investor’s taxable income, and hence by claiming these deductions, investors can significantly enhance the after tax return from their investment and generate a healthier cashflow.
Why should I use a mortgage broker?
Do I need a financial adviser?
Financial advice isn't just about choosing investments. It involves looking at all your financial options to achieve your short, medium and long term goals.
How much does a financial plan cost?
This generally depends on how complex your plan needs to be and how much money you have to invest. These charges are usually made through upfront commissions or a fee for service. Whatever the charges, the financial adviser should explain them clearly when they take you through the Financial Services Guide (FSG).
What is a salary packaging?
Salary Packaging is an Australian Taxation Office (ATO) approved means of restructuring your income to make your salary work for you. Normally your employer would pay you in the form of a cash salary after tax deductions. You would then pay expenses and make purchases from this after-tax salary.
Is salary sacrifice only beneficial to high income earners?
Not necessarily, although higher income earners gain more benefit from salary sacrificing items as they have a higher marginal tax rate. Nevertheless, the benefits of salary sacrifice will vary with each individual.
What is the best business structure for my business?
Four main business structures exist when creating a business: